Isn't it a coincidence that the people who make the complaints are the people who are behind on their payments. I am willing to bet that in most cases, Chrysler Financial were the only ones to take the risk in financing you irresponsible, uneducated morons.
Also, since when did people start trusting dealerships. Chrysler Financial is the one who approves the APR, not negotiated the APR. You may want to take someone who is more educated with you next time and have them explain to you what APR is and how simple interest works.
Anyways, to the people who say that Chrysler Financial needed to be bailed out, is it possibly because everyone complaining doesn't pay their bills and Chrysler Financial has to take the lost. Maybe if the people spent more time working and making money to make their bills on time, rather than complaining on here, then Chrysler Financial wouldn't have to waste their time on calling you.