Fell upon hard times last month (who hasn't) and called CFinancial and asked if my June payment could be deferred one month. She said no problem but you'd have to pay the 4 dollar finance fee. Ok, fine, no problem. Well, apparently my checking account account thought it was cuz I didn't even have that. I called back (and spoke to the same woman) and she said, that's fine, I'll note it in your account. Now, please note, I have ONE LAST PAYMENT of 240.00 to make and my car's paid off.

Well, lo and behold, I start getting nasty calls from their collection agency. Yep, ignored them because I THOUGHT I had taken care of it w/the finance department. After about the 15th annoying call, I answered, explained to her my convo with the other department and she (devil) said no, that's not how it works, we can't defer your payment until you pay the 4 dollar (it was actually 3.48) finance fee. I explained to her that if I had it, I'd pay it. She then asked me and I kid you not "why can't you borrow that from someone, can't you get a loan somewhere for that", etc. I finally yelled back at her and said if CF is in that dire straights that my 4 bucks is going to put them in bankruptcy, come take my freakin house then! She called me an "UNGRATEFUL PERSON" and I should be thankful that they haven't taken my car away (oh, ok, for 3 dollars and 98 cents). So glad my car is paid off next month! That woman deserves her job...its as miserable as she was.


  Comments (4)
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1. Written by Jenny, on 16-02-2009 00:59

The fact that you couldnt pay a $4.00 fee for them to defer your payment by one month is pathetic. Thats doin you a favor. Chrysler doesnt ow you anything YOU OW THEM thats why its called a loan. You say a small fee of 4 bucks might put them in bankruptsy ha. They have to charge you something. If they told all their customers that couldt afford their payment and wanted it defered ah dont worry about it give us the money you ow when you have it then yes they might go out of bussiness. It is a BUSINESS and their doing you a service, what dont you get about that. Get your finances straight and you would have to deal with that kinda BS duh. You really are dumb

2. Written by David, on 21-08-2008 02:40

I can't believe this company was willing to defer a month payment, of what I am assuming hundreds dollars, and help you out for a tiny amount or 3 bucks and come change and you complain about them. Come on people.

3. Written by i, on 16-08-2008 15:21

here is an idea pay the extension fee and stop complaining when someone is trying to help moron, get your finances in order, cf doesnt owe you anything, you woe them!

4. Written by Betty, on 03-08-2008 15:04

Actually when it gets to the point of an collection agency..it's no longer in Chrylser hands

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